Twinco Capital

Twinco Capital is a fintech that uses advanced supply chain analytics, to provide competitive working capital to market suppliers early in the production cycle. It is the first company to offer a supply chain finance solution that covers de full production cycle by engaging with large corporates to offer their strategic suppliers access to financing, from purchase order funding to final invoice payment. A unique model that combines technology and advanced data analytics to assess performance risk, significantly reducing financing costs and improving supply reliability while promoting environmental and socially responsible supply chains. Twinco has already funded millions of purchase orders for suppliers of European corporates, who were able to leverage on the strength of their commercial relationships to reduce costs and increase sales. Our mission is clear: to give producers all over the world access to affordable working capital early in the production, fostering competitive and socially sustainable global production networks, and empowering companies to be the motor of inclusive growth and improved livelihoods.

BUYERS: Twinco is the mean for buyers to meet their own ESG objectives, helping them create a more resilient supply chain, attract partners with good ESG performance and reduce supply chain disruptions. Reduces working capital needs & financial costs. Does not consume bank lines/financial debt or CIRBE. Fosters supply reliability & suppliers loyalty. Offers liquidity management opportunity. SUPPLIERS: Twinco provides early access to funding at a competitive price, Allows supplier's cash flows to be aligned with exports, No additional guarantees or collateral, Web-based and global access, Payments in 24 to 72 hours, Twinco allows possible preferential pricing for ESG performance, mitigating the cost of ESG compliance, INVESTORS: Twinco is the consequence of powerful technological and financial innovation in the supply chain finance sector. Our method, business model and unique product is unprecedented. Twinco is one of the few in the market that offers short-term products with very low default and risk-return ratios. ESG led companies have become the core element of capital markets. Sustainability has added to an asset's real investment potential and is now one of the three pillars of analysis (risk-return-sustainability).

The financing of global supply chains is expensive and inefficient. The burden of the cost is mostly borne by the suppliers and in particular by those that are SMEs in emerging markets. Take any global supply chain (apparel, automotive, electronics…). Exporters in countries like Bangladesh, China or Vietnam have been supplying European companies for years, with stable commercial relationships. However, their creditworthiness is still measured only on the basis of annual financials, making access to competitive liquidity a major obstacle for growth. According to IFC, trade finance gap post Covid-19 stands at USD 3 trillion.